Preparation is the key. With hurricanes, you have days to prepare. For other disasters, you may have only minutes. I keep a small survival kit in each of my vehicles [blankets, first aid kit, bottled water, matches/lighter, etc]. The stuff lasts forever and its there if I need it. I also keep bug-out bags for my wife and I on hand. Just a couple of changes of clothes, personal toiletries, a bottle of water, prescription meds for three days, etc. You may never have to use any of this stuff, but it is simple and cheap to put together and it is nice to have if you need it.