In the struggle to find a holster solution that will work for me (small waist, but with hips and a bit of a bum), and is concealable in Florida clothing (OWB holsters look like I have freaky weird growths, even in loose, long blouses and/or jackets; IWB only works in appendix and is really uncomfy sitting), I'm considering trying a crossdraw holster. I'm aware of some safety concerns and that most ranges won't allow them, but what other advantages or disadvantages are there? I'm looking for input before I put yet more money down in search of right holster. Oh....right now my two guns are a Wilson KZ45 and a S&W M&P 9c. I'm probably going to have to go to a Kahr PM9 unless I can find a better set up, but really like both my guns a lot and would prefer to spend my money on ammo.