If you have your CWL, then you're right as to the first part, but wrong as to the second.I understand that the gun needs to be concealed, and not readily accessible in the car.Since you have a CWL, snapped holster is not required.Does this mean I can place it in a snapped or Velcro holster, place it in my cup holder, and cover it with a baseball cap?No...I think. But I'll let someone else correct me if I'm wrong. I seem to recall someone saying it would be perfectly legal if they stuck a handgun in a clear tupperware box up on the dashboard.Can it be in a snapped holster and NOT covered with a cap?Absolutely. I ride with mine in an Uncle Mike's at 11:00, connected to my lap belt, with a hand towel tossed over it. This allows me to have an easy cross draw with my right hand, and my draw is already pointed at the driver's side window (imho, the most likely place for an attack).Can it be covered with a cap, and NOT holstered?Not if you have a CWL.Or does it need to be in the center console or glove box closed."Not readily accessible" should not concern you, if you have your CWL."Not readily accessible" is rather vague, and I would appreciated any input.
Hope this helps! Please correct me if I'm mistaken!